Health Financing Tools
We have tried to give below clear definitions of the different tools considered in the literature but it is important note that the precise definitions used in the studies reviewed here may differ from study to study
CBHI: Generally they have three characteristics:
Voluntary (as opposed to compulsory as social or national health insurance)
Not-for-profit (as opposed to for-profit as in private health insurance)
Community-based (as opposed to national as in social health insurance or national health insurance).
A tax-financed system is one where the government raises revenues through various forms of compulsory taxation to finance government healthcare expenditures.
Payment at the point of delivery made by the patient. Here we consider either their implementation, increase or maintenance on one side , or their removal or reduction on another.
Payment at the point of delivery made by the patient. Here we consider either their implementation, increase or maintenance on one side , or their removal or reduction on another.
Social health insurance is an insurance programme which meets at least one of the following three conditions:
- Participation in the programme is compulsory either by law or by the conditions of employment the programme is operated on behalf of a group and restricted to group members.
- An employer makes a contribution to the programme on behalf of an employee.
- User fees are payments patients make at the point of use for medical services.
Private health insurance is insurance that individuals or their employers purchase to cover their healthcare expenses.
Equity fund "involves a third party identifying the poor and paying user fees on their behalf by reimbursing the service provider, thus relieving health staff of such responsibility".